Everyone's affordability differs based on their total monthly income and total outstanding liabilities. However, it is required that your equal monthly installments (EMI) for your used car loan be less than half your salary (after including all your liabilities which include credit cards).
For example, if you make AED 10,000 a month, your monthly car loan payments have to be under AED 5,000 a month. And if you have an existing loan which you are making monthly payments towards, say in this case that is AED 1,000 a month, then your used car loan payments cannot exceed AED 4,000 a month. If you have a credit card, only 5% of that balance counts towards your existing liabilities.
through DuDrives and we will connect you to one of our trusted dealer partners who will help you get the car you want in the budget you need. You can also read this question
to find out more about your Debt to Burden Ratio and how that impacts the amount you would get pre-approved for.